Dump Your Debt: So your income goes in the bank and not to the bank - Couverture souple

Financial Crisis Management Attorney and Talk Show Host, Ken Gross, provides detailed steps on how to use the right mix of available tools to shed your debt - quick and at the least possible cost - so that your future income goes in the bank and not to the bank! The "secrets" of gaining approvals to a short sale, settling credit card debt and second mortgages at discounts of up to 90% are told by someone who does it every day for his clients - and most of all - someone who makes sure the "big picture" - tax issues, cost, risk and preservation of income are all evaluated in arriving at the right plan to DUMP YOUR DEBT! In the words of the industry he despises, the information in this book is priceless. Ken Gross founded the concept of Financial Crisis Management at the end of the 2008 when the economy crumbled. The concept is simple. The rules of the game have changed – you can’t just pay your debts and take the hit on your property values, when the banking, mortgage, insurance and auto industries get bailed out at taxpayer expense. Your responsibility is to preserve your future income for you and your family. This means, if there is a way to shed your credit card debt and house under water – you need to do it – so when you retire – you have cash in the bank and not wasted your future by paying exorbitant interest over the next 20 years. To get there, you need a comprehensive analysis as to the smartest and least costly avenue to attain your goals. This means – you must evaluate all the options – loan mod, short sale, debt resolution, foreclosure, bankruptcy and tax consequences – in order to determine the correct path. Ken Gross saw that the marketplace does not offer the comprehensive and necessary approach. This book does precisely that. People are stressed and looking for direction and help – read this book and you will be enlightened and empowered - there is a light at the end of the tunnel and it does not have to be a painful journey. The book begins with 4 common scenarios of people hurt in the financial crisis. From there, Ken Gross, leads you through the Tools of Financial Crisis Management and how to apply them to your situation. The approach is unique, creative and brilliant! DUMP YOUR DEBT is the, house under water, credit card debt, bankruptcy and tax problems "Bible."

Ken Gross is a 30 year veteran business attorney. In 2008, when the Financial Crisis took hold, he started the Financial Crisis Talk Show, which air weekly in the Metro Detroit market and has gained acclaim for its unique and refreshing approach to addressing the issues people and businesses face in light of the Financial Crisis. Mr. Gross is co-founding shareholder of THAV GROSS PC, which was established in 1982 and is a well-regarded business and personal affairs law firm in Bingham Farms, Michigan. Mr. Gross has received numerous awards in recognition of the radio show and creating the concept of Financial Crisis Management as a legal discipline that mandates a comprehensive analysis of differing alternate debt relief strategies, inclusive of tax consequences, in arriving at the optimal financial strategy for individuals and business. Ken was recognized as a Leader in the Law by Michigan Lawyers Weekly in 2011, has appeared on CNN, was featured in The Wall Street Journal and is a frequent guest on local television talk shows. His unique Financial Crisis Management approach has been featured in The Detroit News and The Detroit Free Press; he has had several Op-eds on financial crisis issues and authors a monthly column on financial issues in The Detroit Jewish News. Married to his wife Bonnie for 31 years, Ken has two grown and remarkable daughters, Amy and Jenny, and brings to fold a keen insight and understanding of the broad financial issues encountered by good people, who lived by the rules for many years – only to find that their property values plummeted in the Great Recession and the future of their retirements put in serious jeopardy.